Auto Insurance Myths Lets Face Reality
Finance Articles | October 14, 2008
There are people who believe certain stories related to car insurance which hamper their decision making when it comes to selecting the right auto insurance. Some of these are mentioned below so that if Louis Vuitton Speedy Price you have heard of any such story, stop worrying and discard it as a myth.
Some people believe that if they have never had Cheap Lebron 10 a car accident they Green Glow 4s do not need an automobile insurance. However this is a myth as accidents happen without warnings and not having insurance in such cases can involve legal issues Christian Louboutin Daffodile and penalties. Many believe that the Jordan 4 For Sale personal auto Fire Red 5s insurance covers the Fire Red 3s business use of the car as well. This is all right as far as you Weatherman Foamposites use the car yourself and for limited Michael Kors Outlet purposes. However, Jordan 4 Green Glow where the car is being used by employees or Louis Vuitton Speedy 25 drivers then auto insurance is a must. No fault’ insurance does not mean that it is not your fault. It implies that the insurance company pays Michael Kors Hamilton for the accident irrespective of whose fault it is. The color of the car has no Jordan 5 Fire Red effect on the insurance rate. The factors that Lebron James Shoes affect the insurance rate include Foamposites For Sale engine size, make, model, year of purchase and Cheap Christian Louboutin your driving history. If you have insured you car and your friend has an accident while driving it, the insurance company is still liable to pay and not the insurance company of your friend. Many believe that the insurance rate is set by the government. This is , as the insurance rate is set by reasons such as marital status, driving record, credit score, where you live and Jordan 5 Fire Red 2013 age. Louis Vuitton Speedy Some feel that if they have recently paid insurance premium then the new car purchased by them is automatically covered. This is not true as you have Jordan 3 Fire Red to notify the insurance company or agent about the new purchase of policy within a specific number of days. Males Fire Red 5s less than 25 years of age have to pay more auto insurance is a myth. However, in most Nike Foamposites cases teenagers and senior drivers have to pay more as the risk associated with accidents in their case is Christian Louboutin Shoes more. Some feel that their credit score does not affect their auto insurance rate. However, it does! Michael Kors Outlet Online Many companies take this fact Lebron 10 into consideration while renewing an insurance coverage. Many people feel that their vehicle is insured against windstorms, theft and hail even if they do not have a comprehensive coverage, however, this is not true.
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